Quick, easy, Car Finance

Good credit history? Enjoy car finance from 8.8% APR

  • 2 minute online application
  • Instant decision
  • Get your personalised rate

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Rates from 8.8% | Representative APR 8.9%



Flow is the new brand for car finance, but they’re part of a business that has been helping people buy cars for over 30 years, arranging over £350 million of loans every year.

New, vibrant and ready to help, but a heritage which means you can trust them to deliver. Flow have 120 strong team is here to help you.

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  • Are you 23+?
  • Do you have a UK bank account?
  • Do you have a good credit history with no defaults, court judgements or bankruptcies in the past 3 years?

Why not check if you’re eligible?

How it works…

Apply for fast, friendly car finance without the hassle of paperwork using our online application. Don't worry! Our soft credit check will not impact your credit score.

Apply now

We are a credit broker and not a lender.Representative Example - Personal Contract Purchase: Cash Price £10,000.00, Deposit £1500.00, borrowing £8,500.00 over 4 years at 8.9% Representative APR (fixed). 47 monthly payments of £138.36 followed by a final payment of £4097.02. Total cost of credit of £2238.3 and total amount payable of £12,238.3. Based on 8000 miles per annum, excess mileage charges will apply if this is exceeded. Finance subject to status 18+ only.

Whenever looking to take out finance or make a financial commitment, we’d always recommend seeking advice from an impartial service like - Money Helper

They can offer you the relevant advice and ensure you have all the information and understand the agreements being taken out.